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Make sure you cover this checklist of mistakes to avoid when buying a home.

Not having a realtor. You’ll want a seasoned real estate professional to guide you through what can be a complicated home buying process.
Not having an inspection. A good home inspection can shine a spotlight on needed repairs — before you own the home and have to pay for all of them.
Not taking care of your credit. Without a decent credit score (a FICO credit score of 660-or-over is recommended) you’ll have problems getting a home mortgage. Take care of your credit health first before buying a home.
Not getting pre-approved for a home loan. If you set your sites on a dream home without the backing of a pre-approved home mortgage, someone who does have their mortgage pre-approved may beat you to the punch and buy the home out from under you.
Buying “too much house.” Overpaying for a new home can set the stage for years of worrying about covering the monthly mortgage payment and stop you from truly enjoying your home ownership experience. Only buy a home you can afford, and never talk yourself into buying a home for more money than it’s worth.

Call us today to get pre-approved 561-609-6699

CUTTING THE HOME PURCHASE DEAL

Once the mortgage loan is in place and the home is determined to be properly valued and in good condition, a deal can be struck to buy the home. A closing date will be determined where you’ll sign the home sales contract, pay the seller, and get the keys to your home.

It’s a good idea to have your real estate agent or mortgage broker on hand to guide you through the closing cost process. They can point out any issues in the contract, and keep closing costs down to a manageable minimum.

Once the closing commences, you’ll officially own the home, and can move right in knowing that you’ve taken the right steps to buy your dream property — on your terms and to maximum financial benefit.

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