About Us

We're Your Partner in Business Growth

We're Your Partner in Business Growth

We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist. We specialize in:

  • investment property hard money loans
  • owner-occupied residential
  • no documentation (no doc loan) loans (for investment properties only)
  • foreign national loans
  • private investment lending
  • fix and flip
  • rehab loans
  • commercial loans
  • bridge loan lending
  • equity cash out refinance loans
Years of experiences
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Our Vission

Our team is committed to providing our clients with the highest quality, lowest cost real estate private funding, investment, or residential financial services available. Our experienced real estate loan processors will work with you one-on-one to ensure you obtain a financial solution which is tailored specifically to meet your immediate financing needs.

Our Mission

We are Florida licensed for owner-occupied home loans but can do investment/hard money loans all over the country. A to Z Capital offers a variety of fast, easy finance options in Broward, Miami-Dade, Orange and Palm Beach counties in Florida. We service real estate investment loans throughout Florida specializing in the South Florida real estate investment community which includes: Miami, Miami Beach, Fort Lauderdale, Boca Raton, Palm Beach, Orlando, Key West, Weston, Hollywood, Coconut Creek, Pembroke Pines, Ocoee, Deerfield Beach, Davie, Sunrise, Lake Buena Vista, Eatonville, Pompano Beach, Coral Gables, Miami Lakes, Florida City, Key Biscayne, Hialeah, Bay Harbor Islands, Cutler Bay, Surfside, North Miami, Homestead, Doral, Pinecrest, Miami Gardens and countless other Florida towns.

Meet your lending team.

Experienced professionals committed to clear guidance, dependable communication and a smooth closing experience.

Ron Schmitz

Mortgage Professional

Ron Schmitz has been helping clients with their mortgage needs for more than 30 years. His experience, knowledge, and dedication have made him a trusted resource for homebuyers, homeowners, investors, and real estate professionals alike.

Johanna

Licensed Mortgage Professional

Johanna is a licensed mortgage professional who is passionate about helping people achieve their homeownership and investment goals. She believes that every client deserves honest advice, clear communication, and a lending experience that feels personal from start to finish.

Reed

Licensed Mortgage Professional

Reed is a licensed mortgage professional serving clients throughout Tennessee. As a United States Air Force veteran, he brings dedication, integrity, and a strong commitment to serving others into every client relationship.

Holly

Loan Processor

Holly is the loan processor at A to Z Capital and the person borrowers will hear from the most once their loan is underway. She keeps everything moving behind the scenes by working with clients, loan officers, title companies, insurance agents, and underwriters to make sure each file stays on track.

Your Trusted Business Advisor

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Awards & Achievements

Our Consulting Team

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Globally Trusted Business Solutions

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United States
Japan
Brazil
Indonesia
Successful Projects
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Satisfied Clients
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Countries Served
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