No-doc loans are available here!

Applying for a loan is definitely a tedious process that requires you to fill in volumes of documents. Some people also feel that such documentation breaches their privacy more than required and asks them to reveal sensitive information that they’re not comfortable sharing.

For that reason, we have no-doc loans to make the process easier and more private for you! We will not ask you to reveal your income or asset documentation in order to qualify for a mortgage – as a borrower, you will not feel like your personal information is being put on the line.

Where had no-doc loans gone?

Before the housing bubble burst, almost anyone could get a loan and didn’t need to provide any documentation. All lenders asked for was an address and a signature. Some laws also forced lenders to provide loans so that more people would be able to buy houses. But when so many people defaulted on their loans, the investments failed – and resulted in the 2008 mortgage meltdown.

 

The guidelines for approving loans tightened after that, and no-doc loans disappeared. But over the years, no-doc loans have made a comeback and are available for people who can not apply for a conventional loan.

Our no-docs are available as 30 year rental loans on West Palm Beach.

How do no-doc loans work?

There are different types of document loans: no-doc loans, low-doc loans, NINA loans, stated income loans, no ratio loans, bank statement loans. Each requires varying levels of documents for a borrower to qualify for a mortgage loan. However, the more documentation you provide, the lower your interest rate may become. Many borrowers, despite having a healthy credit score or income, don’t want to provide documentation for tax or personal reasons.

This may include people who are self-employed and have a fluctuating income or borrowers who are using their inheritance to apply for a loan – and they don’t want to open up their financial history for the lender.

And apart from wanting maximum privacy, no-doc loans also provide ease. Borrowers only need to provide their name and social security number and then it’s up to the lender what other documentation they may or may not ask for.

A to Z Capital is trusted

How can I get a no-doc?

We specifically work with no-doc long term loans at Royal Palm Beach. You can now invest in your dream property with ease and without having your privacy breached. Our Royal Palm Beach rental loans are the solution you need for reaching your financial goals. So call us today and let’s discuss your future!

(561) 609-6699.

Contact info

9825 Marina Blvd. Suite 100 Boca Raton, FL. 33428
info@atozcapital.net
561-609-6699

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