Investment Long-Term Loans

Investment Long-Term Loans

We offer no income verification loans for investment properties that are non-owner occupied as long-term rental investment loans. We have all terms from ARMs to 30 years fixed and our most popular, 40 years fixed rate with the first 10 years interest-only. Interest-only payments give you lower monthly payments which allow the investor to get a greater net income monthly. Rates as low as 5%!

We specialize in connecting borrowers with the investment capital they need right away. We offer finance solutions designed to get the funding you need under the most favorable circumstances.

It begins with a simple phone call or complete a loan application inquiry form. Often times we can provide commitment approval within 24 hrs. We prefer to discuss the custom private financing needs of our customers directly before a lengthy loan application process. We only need some basic information to get started and within a few minutes of discussion we can provide a pre-approval on the spot. Lowest finance rates are available to qualified applications.
Loan to Value

(LTV): Up to 75% LTV

Closings:

Typically 7-10 business days

Amortization

Interest only or amortized

Your credit score is low (Under 600)
Self-employed business owners
You do not claim all of your income on your tax return
Non-U.S. citizen and receive non-documented payments
You are unemployed and do not meet the income requirements for a traditional loan
Your debt to income ratio is poor

Despite its name, there are still some pieces of paperwork you will generally need to supply with this type of loan. For example, the lender may still require a credit report in order to determine your current credit score. In addition, the lender will want to get an appraisal of the home in order to make certain the amount of the loan is worth the value of the home. It is possible to obtain one of these loans without this paperwork as well, but it is generally much more expensive.

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+1 (615)909-3641